Personal Services Overview

You deserve to live your best life possible… Let’s get there together!

 Our personal services include :

  • Wealth Management
  • Life Insurance
  • Estate Planning
  • Financial Planning
  • Business Succession Planning 
  • Generational Wealth Creation

 

 

 

 

 

 

 

 

FAQ

Many individuals either aren’t aware that they need Wealth Management and some may not truly know what it is.  At the Pacific Group, we’ve simplified the experience by making many different financial services available to a wide range of clients.  

 

Our platform and client experience combines Investment Advice, Wealth and Estate Planning, Tax Strategies, Trust Services, Insurance Services, Family Legacy Planning, and Philanthropic Planning which all together are what makes up Wealth Management. We become the center of your financial team to identify and address every area of need in your financial life.

Life insurance is an essential part of protecting one’s family, one’s self, and one’s assets.  Traditionally, life insurance is used as a tool for risk management.

 

However, here at The Pacific Group, in addition to risk management, we show our clients how to use life insurance as an essential tool in investing, estate planning, retirement planning, as well as tax planning.

 

When used strategically, life insurance can help clients protect assets not only in their lifetime but for generations to come.  This is also true when it comes to minimizing taxes for their family during generational wealth transition.  Determining how life insurance can aid in your family’s wealth creation and preservation is one of our strengths.

Estate Planning is the process of anticipating and arranging, while they are alive, how an individual will want their assets managed and disbursed at the time of their death. 

 

When done right it can minimize important taxes ( such as estate taxes, property taxes, etc… ) as well as save the family a lot of strife and heart ache. 

Here at TPG we guide our clients through Wills  and Probate, and Power of Attorney steps, Trust Services, as well as Advanced Healthcare Directives.  All of which come together to accomplish effective Estate Planning.

Much like GPS is needed to reach one’s destination, Financial Planning is essential to accomplishing your financial goals.  We’ve broken Financial Planning down into 6 steps, which help make the path ahead more worry free.

Step 1: We determine your current financial situation. 

Step 2: We develop your financial goals. 

Step 3: We Identify alternative courses of action. 

Step 4: We evaluate those alternatives.

Step 5: We create and implement your financial action plan. 

Step 6: We continue to reevaluate and revise your plan on an ongoing basis to reach your goals.

When an individual works all their life to build a successful business, a concrete plan to sell or leave that business to loved ones is essential.  We’ve broken the process down into 3 simple phases.  

 

First: We Clarify what you have in the business and what you may want to keep. 

 

Second: We determine ways to Protect what you have, Grow what you have, and Prepare to pass along what you have in the most efficient manner. 

 

Third: we help to develop a concrete exit plan to sell or pass along your business while staying with you through every step of the process as well as after the exit has been completed.

Generational Wealth is wealth that is passed down from one generation to another, through the accumulation of one’s assets for the future to provide financial security for their family.

 

At TPG, we will serve as a guide to do just that. Whether it is first showing you how to diversify your income or helping you be strategic while thinking ahead, or maybe it’s helping you get started early while being a strategic risk taker, we’ll help you develop and execute the necessary steps. 

 

Being optimistic about wealth creation is not easy and should not be done alone. We serve as that partner and resource for you every step of the way.